We all want to reduce our car insurance bills. Here are some excellent tips to help you:
Accident Prevention Class
Take this online or in-person class to save about 10% off the cost of your insurance for 3 years. Here is a link to take the class online: Home Page - Empire Safety Council use PROMO CODE GULLO for a discount on the class.
Choose your payment method wisely
Paying in full will usually get you the lowest premium, saving you around 8 to 10%. Also, enrolling in AUTO PAY is another great savings! For a DOUBLE savings, do both: enroll in auto pay with routing and account number AND pay in full. You'll avoid monthly installment fees and late fees! Plus if you are gettins a good payor discount, you wont lose that if you're paid in full. This helps keep your premiums low.
Going Green
Enrolling in paperless policy delivery will usually save you some money! At Allstate, we call it the eSmart discount. Be sure to log into your MY ACCOUNT and enroll in ePolicy for an added savings of about 3 to 5%. Need a policy document mailed? No problem! We got you! Just give us a call, text or email and let us know what you would like and we're happy to print it and mail it upon your request.
Multiple Policy Discount
Bundling all your policies with one agency is not only a great way to keep everything organized, but may also save you some money! Usually the more the policies you have together, the bigger the savings!
Deductibles
If you carry collision and comprehensive, be sure to have a $1,000 deductible. You wouldn't put in a claim for under $1,000 anyway, now would you? The higher your deductible, the lower your premium.
Always call your agent to go over additional savings opportunities!
In my agency, we are happy to review renewals, discoutns and coverages. We offer our clients policy reviews at least once a year. We offer in person, phone or zoom policy reviews for clients of our agency.
If you are not with our agency, we would be happy to offer a policy review, please contact us here: https://bit.ly/ContactCelesteHere
